27 August 2010

Latest News

So, life is good over here at the Yak Hotel.  Jakobe and I went to our first local support group meeting.  It's kind-of cute - He get's very talkative when in new situations.  I think it's how he covers up nervousness.  Everyone there was very nice, and even though I think that they sometimes said some things that may have scared the crap out of Jakobe, overall it was a good experience.  I know I'll be going back. 

We're still waiting to come up with the money that we need but I think we'll be trying to get him in for a follow up SA here in the near future.  I've noticed some changes, so I'm thinking that maybe there's something different going on.  Here's to being hopeful (but not too hopeful - it sucks to have them dashed on the cold concrete of reality.)

On the money front - I got the ball rolling on refinancing our house today, we won't be taking any money out, but there's also no appraisal and no closing costs and we'll be going from a 30-year fixed to a 20-year fixed and we'll still have lower payments than before.  It makes me really excited, and it's one of the best financial opportunities that has come our way in a while.  There's a small part of me that wishes I could convince myself to go with another 30-year, and have dramatically lower payments (all the faster to save for IVF), but the truth is that I do have to think long term, and this is the best choice for us.
I thought I had all the details worked out in our IVF savings plan - but August ended up being a bit of a hiccup...  We needed to fix the air-conditioning (the heat was making Jakobe blood sugars go scary low - and we didn't know what was causing it) and we need to pick up an new prescription, so that was another $7-800 in unusual expenses, before you through a vacation into the pot.  We're not doing terrible, and we'll recoup most of it in the month that we don't have a house payment, but it's time to return to fiscal discipline.   That is going to be hard.  I've been paying attention to the Fearlessly Frugal Project over at Fearlessly Infertile  - and I'm thinking about trying something similar - but without taking away our allowances - I would have a revolt on my hands.  I can't cut everything out in september, because we have tickets to Cirque du Soleil, but I can try and really cut back.  It's just to easy to blow money a little bit here and a little bit there.

So - that's the news...

3 comments:

  1. I am always amazed when I look at our bank account and can't figure out where the money went...so frustrating! Good luck sweetie!

    ReplyDelete
  2. p.s. I changed my url: http://gvandmonkey.blogspot.com

    ReplyDelete
  3. UGH I had thinking about money, it's so unfortunate that with all the emotional crap that comes with IF that we have to worry about finances. Good luck!

    ReplyDelete

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