I managed to get quite a lot covered at the beginning because of my endometriosis, and a bout of possible PID, plus the fact that we hadn't been trying yet (I just had suspicions it wasn't going to be easy). It has helped quite a bit. I've marked in light green where we start to go completely out of pocket.
Below our costs so far are the estimated costs and fees from the RE.
Costs So Far:
| Procedure/Visit/Appt. Description | We Paid (*Co-pays) | Insurance Paid | Billed Amount (Cash Price) |
| PCP Visit (Jenni - May 09) | $15.00* | $200.00 | $215.00 |
| Day 3 Bloodwork (Jenni - June 09) | $0.00 | $385.59 | $385.59 |
| Ultrasound (Jenni - June 09) | $0.00 | $311.81 | $502.00 |
| Repeat CD3 (Jenni - July 09) | $0.00 | $275.70 | $275.70 |
| Beta (Jenni - July 09) | $0.00 | $45.34 | $45.34 |
| HSG (Jenni - July 09) | $15.00* | $326.43 | $523.00 |
| PCP Visit (Jenni - Jan 10) | $15.00* | $103.00 | $118.00 |
| OB\GYN Visit (Jenni - Jan 10) | $15.00* | $65.84 | $99.00 |
| Semen Analysis (Jakobe - Feb 10) | $100.00 | $0.00 | $100.00 |
| Blood tests (Jakobe - Mar 10) | $0.00* | $25.76 | $148.00 |
| Urologist Appt. (Jakobe - Apr 10) | $35.00* | $329.93 | $401.00 |
| RE Visit w/US (Jenni - Jun 10) | $505.00 | $0.00 | $505.00 |
| CD3 Labs w/RE (Jenni - Jun 10) | $235.00 | $0.00 | $235.00 |
| Cultures w/RE (Jenni - Jun 10) | $0.00 | $261.26 | $261.26 |
| Repeat SA (Jakobe - Sept 10) | $0.00 | $21.65 | $150.00 |
| Repeat Day 3 Labs - (Jenni - Feb 11) | $235.00 | $0.00 | $235.00 |
| Infectious Disease Testing (Jenni - Feb 11) | $0.00 | $788.25 | $788.25 |
| Infectious Disease Testing (Jakobe - Feb 11) | $0.00 | $581.30 | $1162.48 |
| IVF Prepayment to RE (28 Feb. 2011) | $18,300.00 | $0.00 | $18,300.00 |
| Marriage Counseling (ongoing) | $0.00 | $420.00 | $560.00 |
| Medications (ongoing) | $75.20 | $17.89 | $93.09 |
| Supplements (ongoing) | $267.32 | $0.00 | $267.32 |
| Totals: | $19,812.52 | $4,159.75 | $25,370.03 |
RE Estimates:
One Try Plan:
| Service | Cost |
| IVF | $8,360.00 |
| Anesthesia | $600.00 |
| ICSI | $1800.00 |
| Medications | $2,500-$5,000.00 |
| Possible Costs | |
| Embryo Cryo | $600.00 |
| Sperm Cryo | $150.00 |
| Embryo Storage (1 year) | $350.00 |
| Cost for 1st Attempt: | $13,260-$16,860.00 |
- Two fresh attempts: $26,520 to $33,720.
- Three fresh attempts: $39,780.00 to $50,580.00.
Note: this information changed in Mid February - I've included the updated information as best I can...
| Service | Cost |
| Upfront Fee (pay once) | |
| IVF | $16,500.00 |
| Recurring Fees (per Attempt) | |
| Anesthesia | $600.00 |
| ICSI | $1800.00 |
| Medications | $2500-$5000.00 |
| Possible Costs | |
| Embryo Vitrification | $600.00 |
| Sperm Cryo | $150.00 |
| Embryo Storage (1 Year) | $350.00 |
| Costs for 1st attempt: | $21,400-$25,000.00 |
- Two fresh attempts: $26,300 to $33,500.
- Three fresh attempts: $31,200.00 to $42,000.00.
- This would also now include a 4th transfer of previously frozen embryos, if available...
This page was last edited on 8 March 2011.




